Thursday, September 28, 2023

Enjoy Exploring the World with Travel Insurance

JAYSONBIADOG.COM

Enjoy Exploring the World with Travel Insurance

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Formula 1 weekends just finished yesterday in Singapore, I really missed those great events for the past years as a sport enthusiast.  I know that I need to save more money in the next season coz I have a costly hobby like traveling the world and watching the NBA, World Cup, Golf and lot of Racing.

Travelling is really fun like the 1st time you drive your own motorcycle and car. As a newbie, you became reckless and worry-free. Until it breaks down or engages into an unwanted accident then you think about insurance as you grow old.  Same with me, right now what I always think is what if I got into an accident or disease? Who’s gonna take care of me. I need to be fully covered every time I travel.

Same with me, right now what I always think is what if I got into an accident or disease? Who’s gonna take care of me. I need to be fully covered every time I travel. I always think of medical or unwanted expenses as a full-grown adult. Nobody is going to save and help you except yourself. 

This 2023 after surviving severe COVID hospitalization 2 years ago and a motorcycle accident this year Insurance is really a must. Although I work remotely and can travel anywhere in the globe. I still need a reliable travel insurance company that can make me feel safe whenever needed.

This is the reason why I like Insurance and became a Safetywing Ambassador. I don’t need to worry if I break my ankle into hiking the beautiful mountains or get into a vehicular accident while working or traveling abroad.

The advantage of SafetyWing compared to other insurance companies is that you can purchase the policy even when you are in an ongoing travel journey. Covid 19 is included with a better pricing plan if it’s long term.

You can pay the monthly subscription like a prepaid and cancel anytime. So you won’t even obliged into a 3 mo, 6 mo or 1 year contract. So you can make up your budget according to your priority

 

What does it cover? It covers hospitalization including emergency treatment, evacuation trips, accidents death or 3rd party injuries, lost luggage, trip interruptions, natural disasters, life-threatening, and medical evacuation to a coverage of $250,000 max limit.

Medical Insurance – Coverage for if you are in an accident or fall sick and need medical assistance while outside your home country.
Benefits 

Max Limit $250,000 $100,000 for WorldTrips policy holders over the age of 65 Deductible $250 Medically necessary treatment of unexpected illness or injury (inpatient or outpatient)

Up to max policy limit Ambulance and emergency transportation Up to max policy limit, when covered illness or injury results in hospitalization Emergency transportation to a better-equipped hospital (medical evacuation)

Up to $100,000 lifetime max, or up to $25,000 in relation to a pre-existing illness or injury Emergency dental treatment Up to $1,000 in relation to acute onset of pain as long as you seek treatment within 24 hours of the pain starting All other benefits Up to the overall max limit

Travel Coverage for travel delay, lost checked luggage, emergency response, natural disasters and personal liability.

 
Benefits 

An unforeseen event in your home country for which you to need to go home (trip interruption) Up to $5,000 Unplanned overnight stay Up to $100 per day for up to 2 days Lost checked luggage Up to $3,000 per active insurance period, $500 per item. Up to $6,000 lifetime max. Accommodation in a different place if a natural disaster causes evacuation

Up to $100 a day for up to 5 days Evacuation from local political unrest Up to $10,000 lifetime max Personal liability Up to $25,000 lifetime max for third person injury or property, and up to $2,500 for related third person property.

If you die Arrangement for your body (burial or repatriation of remains) Up to $20,000 for transportation or up to $10,000 for local burial Cash payout to your beneficiary (accidental death) Up to $25,000. Your death has to be the sole and direct result of bodily injury caused by external, violent and visible means.